how old do you have to be to open a checking account?

by **cantstopwontstop** on Sat Oct 24, 2009 3:38 pm

at an hsbc bank

in ny

by **Judy792814** on Sat Oct 24, 2009 3:45 pm

My 9 year old has one.
I took her to the bank, and got a custodial checking account.
She got her own debit/atm card that she can go shopping with.
It even has her own name on it.

Ask your mom to do this for you - but some banks require $100 opening deposit.
Most banks now require you to be 18.
Some banks used to allow student checking at 17 - but that's fading out.
Give them a call and find out if you are 17.
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by **JohnR008** on Sat Oct 24, 2009 3:58 pm

if your parent signs with you any age, but 18 by yourself

by **AshleyHsMan451** on Sat Oct 24, 2009 4:03 pm

In the US, by yourself 18+. If you have a co applicant 18 or over, you can get one at any age.

by **Happinessisallyouneed** on Sat Oct 24, 2009 8:02 pm

18 unless you go there with your parents.

Or you just need to be 14 to get a clever prepaid Visa that behaves in the same way as a checking account, including using paypal.
The difference is that there are some fees.

But they can reduced to almost nothing if you know what to do.

See http://www.esuperfind.com/prepaidvisa.php?id=hra0tt16koo9 when on the signing page you can read the agreement to know more, it's free to do and it's all financial knowledge that can only help.

how old do you have to be to open a checking account?