How do you get a REAL Free Credit Report?

[soo]

I've heard we are allowed to get one free credit report a year Is it true? Please tell me Can I do it on-line?

[buddy_236509]

https://www.annualcreditreport.com
yep

[MM194]

You can get one free credit report per year from 3 reporting agencies.
www.annualcreditreport.com. Here is a trick that I learned from a banker. Don't pick all 3 when offered; pick only one of the agencies.
If you're concerned about your credit report or would like to see it more often, get one credit report from one of the 3 agencies every 4 months. That way, you get 3 separate reports 3 times a year.

[kaylee865]

if you are looking for the free credit report usa national site, check out this site

http://free-credit-report-national.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.